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Individual Health Insurance 101
By Sarah Grueson

Everyone knows that health insurance is a very important thing to have. However, some people don't know that there are alternatives to group health insurance. While group health insurance usually costs less and offers more benefits, some people cannot get it. People who are self-employed or work for a small company have the option to choose individual health insurance. Individual health insurance is exactly what it sounds like; an individual buys health insurance for himself or herself.

It can sometimes be difficult to get individual health insurance (especially if you are over 50 years old). Many insurance companies may require you to take a medical exam to determine if you are insurable. For this...
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In the News
Health insurance is taking a bigger bite from workers’ wallets
Workers are paying a larger share of their health insurance as companies shift more costs to their employees to survive the recession. According to a national study released Thursday, workers paid an average of 14 percent more in premiums this year while employers held their own cost increases to “a modest 3 percent.” Read More ...

Health insurance costs rise 14% in 2010
American workers will pay about $4,000 to get health insurance for their families through work this year, 14 percent more than in 2009, according to a survey today from the Kaiser Family Foundation. Read More ...

Health insurance tax credit likely to affect small part of small-business workforce
About 16.6 million workers are employed by small businesses that are eligible for health insurance tax credits under the new health-care law, according to estimates that were to be released by a nonpartisan research foundation Thursday. Health insurance - Insurance - Business - Health - United States Read More ...

 

 

 
 
 
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