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How To Choose A Health Insurance Plan
By Ron King

Are you thinking about buying health insurance? With so many different alternatives, it is difficult to know which to choose.

When choosing a health insurance plan, never base your decision solely on the monthly premium. There are many other cost factors -- deductibles, co-payments, and the like -- that will determine the true price tag of your insurance. You'll need to read the fine print of the health insurance plan, including what it does and does not cover, the in-network versus out-of-network coverage and costs, claims processing procedures, and the coverage limits.

Know Your Health Care Needs

The first step is to review the scope of your needs: coverage just for yoursel...
[ Read Article ]
 

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In the News
UMass Memorial head sees new era in health care
Five years ago, former Federal Reserve Chairman Alan Greenspan said that the health care system in this country is not sustainable. Double-digit annual rate increases for health insurance had become the norm, and companies and municipalities groaned under the added costs. Read More ...

Health-care protest bills get Missouri OK
Health-care bills taking a swipe and President Obama's health-care program passed the Missouri legislature this week. One allows employers to refuse health insurance for birth control; the other would let voters decide whether to allow the creation of a health-insurance exchange. Read More ...

Fate of 'uninsurables' hinges on Supreme Court
WASHINGTON (AP) — Cancer patient Kathy Watson voted Republican in 2008 and believes the government has no right telling Americans to get health insurance. Nonetheless, she says she'd be dead if it weren't for President Barack Obama's health care... Read More ...

 

 

 
 
 
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