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Using your Health Savings Account to pay for Dental Expenses
By Wiley Long

If you've been to a dentist recently, it is unlikely you smiled when you received the bill. Costs of most dental procedures have been rising faster than inflation. Just a check-up and cleaning can cost up to $150. And if you need major dental work, fees can be astronomical. Crowns typically cost $850 - $1,000, and oral surgery can cost thousands of dollars.

Individual dental insurance plans are available, but are typically very expensive. This is because of what is known in the insurance industry as adverse selection" - the only people who tend to buy dental insurance are people who know they have dental problems and are already planning on using the coverage.

U...
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