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What Is Health Insurance
By Ron King

Health insurance is simply protection of the person or group insured against financial loss from illness or injury. Can you live without it? Probably. Should you? The answer depends upon whom you ask.

Like other forms of insurance, you don't need health insurance until you NEED it. Automobile insurance doesn't help until you get into a car accident. Life insurance isn't of value until you die. And health insurance doesn't do you any good until you need medical assistance. But, if you believe in Murphy's Law -- that whatever can go wrong will go wrong -- then you should consider getting health insurance.

Health insurance coverage varies greatly between policies, but basically, it pays a pre-negotiate...
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In the News
UMass Memorial head sees new era in health care
Five years ago, former Federal Reserve Chairman Alan Greenspan said that the health care system in this country is not sustainable. Double-digit annual rate increases for health insurance had become the norm, and companies and municipalities groaned under the added costs. Read More ...

Health-care protest bills get Missouri OK
Health-care bills taking a swipe and President Obama's health-care program passed the Missouri legislature this week. One allows employers to refuse health insurance for birth control; the other would let voters decide whether to allow the creation of a health-insurance exchange. Read More ...

Fate of 'uninsurables' hinges on Supreme Court
WASHINGTON (AP) — Cancer patient Kathy Watson voted Republican in 2008 and believes the government has no right telling Americans to get health insurance. Nonetheless, she says she'd be dead if it weren't for President Barack Obama's health care... Read More ...

 

 

 
 
 
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