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Yearend Health Savings Account Strategies
By Wiley P. Long III

2006 is just around the corner, and there are several issues to consider if you currently have a Health Savings Account [http://www.health--savings--accounts.com] , or are planning on getting one in 2006.

Contribution Limits and Deadlines

100% of the deposit you place in your HSA is deductible on your federal income taxes. All but a handful of states also make HSA contributions tax-deductible on state income taxes. If you are looking to reduce your 2005 tax burden and/or put away more money for retirement, your HSA is the first place you should put your money if you have not yet maximized your contribution.

The maximum you can contribute to your HSA in 2005 is th...
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