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What Does Health Insurance Cover
By Sarah Grueson

A health insurance company covers the cost of the benefits that are mentioned in their health insurance policies. These may include both tests and treatments. Benefits offered by a health insurance policy that are covered by the insurance company are known as "covered services". The policyholder is responsible for paying for medical care that is not covered by insurance company.

Some health insurance companies provide cover for specific critical illnesses, accidents, disability, non-urgent healthcare services, orthopedic surgery, hospitalization, and loss of limbs. But each plan is different: the health insurance coverage basically depends upon the particular plan purchased. Most health insurances...
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In the News
Putting the 'Insurance' Back in Health Insurance
We understand that it would make no sense to buy auto insurance after we've already crashed our car. We appreciate that it would be strange to buy homeowner's insurance after our house has already burned down. And yet, when it comes to health coverage, many of us think that it makes perfect sense to wait until we're sick to buy health insurance. If we really want to make health insurance ... Read More ...

Insurance costs rise for UNM students
The cost of health insurance for University of New Mexico student could increase as much as 30 percent next school year as the national health care overhaul is causing a rise in premiums in most student insurance plans around the country. Read More ...

Michigan CO-OP Awarded $72 Million to Provide Health Insurance Options in 2014
The Centers for Medicare and Medicaid Services Friday announced its award of $72 million in financing for the new Michigan Consumers Healthcare CO-OP (MCHCO), a member-governed nonprofit health insurance company that will help to control costs while providing accessible health care for all residents. Read More ...

 

 

 
 
 
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