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Understanding Health Insurance Portability and Accountability Act
By James Hunt

The Health Insurance Portability and Accountability Act or HIPAA has two purposes. The first, portability, allows an employee to keep their current health insurance even if they should happen to leave their current place of employment. This is easily done thanks to plans such as COBRA. The second part, accountability, means that the government can now regulate healthcare providers, health plans, payers, clearinghouses, and anyone else that might coordinate health data, for complete privacy and security. If an employer provides any type of on-site health care, that employer must also comply by HIPAA standards.

It means that if personal information is stored on computer...
[ Read Article ]
 

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In the News
Putting the 'Insurance' Back in Health Insurance
We understand that it would make no sense to buy auto insurance after we've already crashed our car. We appreciate that it would be strange to buy homeowner's insurance after our house has already burned down. And yet, when it comes to health coverage, many of us think that it makes perfect sense to wait until we're sick to buy health insurance. If we really want to make health insurance ... Read More ...

Insurance costs rise for UNM students
The cost of health insurance for University of New Mexico student could increase as much as 30 percent next school year as the national health care overhaul is causing a rise in premiums in most student insurance plans around the country. Read More ...

Michigan CO-OP Awarded $72 Million to Provide Health Insurance Options in 2014
The Centers for Medicare and Medicaid Services Friday announced its award of $72 million in financing for the new Michigan Consumers Healthcare CO-OP (MCHCO), a member-governed nonprofit health insurance company that will help to control costs while providing accessible health care for all residents. Read More ...

 

 

 
 
 
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