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What Is Health Insurance
By Ron King

Health insurance is simply protection of the person or group insured against financial loss from illness or injury. Can you live without it? Probably. Should you? The answer depends upon whom you ask.

Like other forms of insurance, you don't need health insurance until you NEED it. Automobile insurance doesn't help until you get into a car accident. Life insurance isn't of value until you die. And health insurance doesn't do you any good until you need medical assistance. But, if you believe in Murphy's Law -- that whatever can go wrong will go wrong -- then you should consider getting health insurance.

Health insurance coverage varies greatly between policies, but basically, it pays a pre-negotiate...
[ Read Article ]
 

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In the News
Putting the 'Insurance' Back in Health Insurance
We understand that it would make no sense to buy auto insurance after we've already crashed our car. We appreciate that it would be strange to buy homeowner's insurance after our house has already burned down. And yet, when it comes to health coverage, many of us think that it makes perfect sense to wait until we're sick to buy health insurance. If we really want to make health insurance ... Read More ...

Insurance costs rise for UNM students
The cost of health insurance for University of New Mexico student could increase as much as 30 percent next school year as the national health care overhaul is causing a rise in premiums in most student insurance plans around the country. Read More ...

Michigan CO-OP Awarded $72 Million to Provide Health Insurance Options in 2014
The Centers for Medicare and Medicaid Services Friday announced its award of $72 million in financing for the new Michigan Consumers Healthcare CO-OP (MCHCO), a member-governed nonprofit health insurance company that will help to control costs while providing accessible health care for all residents. Read More ...

 

 

 
 
 
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