Columbia Health Insurance
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Low Cost Health Insurance Knowing The Terms And Alternatives
By Greg Haehl
Paying for health care can consume a large portion of an individual or family's disposable income. Some costs are non-negotiable but there are ways to lower the amount you spend on insuring your health.
Deductibles
You may be able to pay a lower premium by paying a higher deductible. This is particularly true if you are insured as an individual rather than through your employer. If you choose this option it is wise to place a portion of the money saved on your premium into an account which is used solely to pay your deductible.
Co-pay amount
Many companies have lower premium policies available for those willing to make a higher co-payment w...
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