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What You Must Know About Your Health Insurance Plan
By Kay Lowe
Health insurance coverage is something you typically don't give much thought - that is, until you or someone you love needs it. This very thing happened in my family. My huband, son and I carried group health insurance from my husband's employer. Shortly after we married, I persuaded my husband to switch from the Blue Cross plan (80/20) to the HMO offered by his employer. Premiums for the HMO were somewhat lower and there was better coverage for doctor visits and pharmacy.
Within 2 years of switching health plans, my husband was diagnosed with lymphoma, a slow-growing cancer. The prognosis was good, but treatments, medications, and hospital stays were exhoribitant. Medical expenses w...
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| Copyright 2012 |
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