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How To Choose A Health Insurance Plan
By Ron King

Are you thinking about buying health insurance? With so many different alternatives, it is difficult to know which to choose.

When choosing a health insurance plan, never base your decision solely on the monthly premium. There are many other cost factors -- deductibles, co-payments, and the like -- that will determine the true price tag of your insurance. You'll need to read the fine print of the health insurance plan, including what it does and does not cover, the in-network versus out-of-network coverage and costs, claims processing procedures, and the coverage limits.

Know Your Health Care Needs

The first step is to review the scope of your needs: coverage just for yoursel...
[ Read Article ]
 

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In the News
UnitedHealthcare Unseats WellPoint as the Leading Health Insurer according to Mark Farrah Associates
Mark Farrah Associates reports UnitedHealthcare surpassed WellPoint as the top health insurance company in the nation. As of September 2011, WellPoint enrolled 34.355 million people in medical plans whereas UnitedHealthcare enrolled 34.395 million -- a difference of about 40,000 members. Read More ...

End may be near for hands-off regulation of healthcare insurance in Texas
Like it or not, healthcare reform is coming to Texas, and it's dragging health insurance into the modern age. Read More ...

Rick Santorum's 1994 Alternative to the Individual Mandate
I?ve written previously that the Allentown Morning Call described Rick Santorum on several occasions in 1994 as seeking to ?require individuals to buy health insurance rather than forcing employers to pay for benefits.? Earlier this week, Santorum took to the airwaves to rebut the charge. Santorum points instead to a bill he sponsored alongside Sen. Phil Gramm (R., Tex.) that proposed an ... Read More ...

 

 

 
 
 
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