Life And Health Insurance

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Everything You Need To Know About Choosing A Health Insurance Plan
By Mike Bell

The purpose of health insurance is to protect you from the alarming cost of medical care by providing you with insurance coverage for specified health and medical care services. Generally, you will pay a monthly premium, a deductible, and co-payments for services you receive. The cost for insurance is significantly less than if you had to pay for medical care out of your pocket. There are three basic types of health insurance, fee for service, consumer-directed, and managed care. These basic types of insurance plans cover hospital, medical, and surgical expenses, and depending on the particular plan you choose, possibly prescription drugs, mental/behavioral care, and dental.[ Read Article ]
 

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In the News
Health Insurance Cutbacks Squeeze The Insured
More than 1 in 5 Americans had a problem getting insurance to pay for a hospital, doctor or other health care in the past year, according to a new poll by NPR, the Robert Wood Johnson Foundation and the Harvard School of Public Health. Read More ...

InsureMonkey Health Insurance Exchange to Offer Exclusive Online Access to New CoventryOne HMO Health Plans
This Summer, Nevadans Can Apply Online for CoventryOne’s Select HMO Series Plans Exclusively on InsureMonkey’s Health Insurance Exchange Platform (PRWeb May 23, 2012) Read the full story at http://www.prweb.com/releases/2012/5/prweb9529798.htm Read More ...

State cuts temporary deals with 3 health insurance providers
The state is making temporary deals with three state employee health insurance providers until officials can determine which carriers should receive longer-term HMO contracts. Read More ...

 

 

 
 
 
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