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Everything You Need To Know About Choosing A Health Insurance Plan
By Mike Bell

The purpose of health insurance is to protect you from the alarming cost of medical care by providing you with insurance coverage for specified health and medical care services. Generally, you will pay a monthly premium, a deductible, and co-payments for services you receive. The cost for insurance is significantly less than if you had to pay for medical care out of your pocket. There are three basic types of health insurance, fee for service, consumer-directed, and managed care. These basic types of insurance plans cover hospital, medical, and surgical expenses, and depending on the particular plan you choose, possibly prescription drugs, mental/behavioral care, and dental.[ Read Article ]
 

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In the News
Health Insurance Cutbacks Squeeze The Insured
More than 1 in 5 Americans had a problem getting insurance to pay for a hospital, doctor or other health care in the past year, according to a new poll by NPR, the Robert Wood Johnson Foundation and the Harvard School of Public Health. Read More ...

Insurers Must Improve Benefits for New Health Exchanges
Half the people who buy their own health insurance, rather than depend on an employer, are in plans that have fewer benefits than what the U.S. health-care law will require beginning in 2014, a study found. Read More ...

New Webinar with Paul Zane Pilzer to Provide Professionals with Significant Health Reform Info
In the webinar, Zane Benefits' CEO and founder Paul Zane Pilzer will discuss the future of small business health insurance. Space is limited, so early registration is recommended. ... Read More ...

 

 

 
 
 
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