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Individual Health Insurance 101
By Sarah Grueson

Everyone knows that health insurance is a very important thing to have. However, some people don't know that there are alternatives to group health insurance. While group health insurance usually costs less and offers more benefits, some people cannot get it. People who are self-employed or work for a small company have the option to choose individual health insurance. Individual health insurance is exactly what it sounds like; an individual buys health insurance for himself or herself.

It can sometimes be difficult to get individual health insurance (especially if you are over 50 years old). Many insurance companies may require you to take a medical exam to determine if you are insurable. For this...
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